TERMS AND CONDITIONS FOR Baroda
Connect RETAIL USER
I/We, the registered
accountholder(s)/user(s) ("the Subscriber(s)") of the Bank of Baroda (“the
Bank”), hereby authorize and request the Bank to avail the facilities of Online
banking services of the Bank (“the Online Service”) to perform financial and
non-financial transactions on my/our account in the Bank and hereby agree
following terms and conditions of the Service Term Agreement (Service
- Right to Alter, Add or Cancel:
reserves the right to alter, add to or cancel any or all of these Service
Terms at any time by posting the relevant information on Bank’s web site and
in the Banks' branches and other premises. Such changes are deemed to be
binding to me/us irrespective of whether specific notice was issued or not.
I/We agree that the facility of
Bank of Baroda e-Banking shall be available only in specified type of
account/s notified by the Bank as eligible for internet banking facility from
time to time. I/we do hereby undertake that I/we shall not make available to
any persons resident in India Foreign currency against reimbursement in rupees
or in any other manner in India. I/we further confirm that all debits to
my/our accounts for the purpose of investment in India and credit representing
sale proceeds of investment in India are covered either by general or special
permission of Reserve Bank of India. I/we agree that the facility of internet
banking is available intra bank only and no fund transfer can be effected from
other banks to my/our accounts maintained at Bank of Baroda as well as no fund
transfer is permissible from Bank of Baroda to accounts maintained with other
- Visa Status, Address etc:
It is my/our sole
responsibility to ensure to inform the Bank about any changes in my/our
employment / business and residence visa status. It is also my/our
responsibility to update my/our current contact information in my/our user
profile which includes, but is not limited to, name(s), address, passport
details, phone numbers and email addresses.
- General Provisions:
- To enable the use of the Online Service I/we shall maintain an Account
with the Bank in the UAE. In the event the account is terminated for any
reason whatsoever or in the event of any breach of the Service Terms, the
Bank shall have the right to cancel the Online Service provided to me/us.
- The Bank reserves the right to refuse any application for any of the
Online Service and may, at its sole discretion, withdraw at any time all
rights and privileges pertaining to the Online Service.
- I/we undertake to execute any additional documents that may be required
by the Bank prior to provision of any modified/additional facilities under
the Online Service provided to me/us. If I/we fail to comply with the above
requirements, the Bank has the right to withdraw the Online Service.
- The Bank's record of any transaction processed by the use of Online
Service shall be conclusive evidence of such transaction and binding to
me/us for all purposes.
- The Bank shall not be responsible for any erroneous payments to credit
card institution(s) arising out of wrong input of consumer/card number and
I/we hereby confirm and agree to waive any right which I/we may otherwise
have for holding the Bank responsible for any mistake or omission caused by
the relevant Online Service and any delay by the Bank due to reasons beyond
its control in onward transmission of the funds to the credit card
institution(s) which may result in disruption of the utility service or card
- The Bank shall have the right to debit the applicable fees and charges
for any instructions through Online Service from my/our Account(s). Such
charges shall be as per the Bank's Schedule of Fees and Charges.
- I/we acknowledge that Online Service is part of the Bank’s Baroda
Connect online service which has the copyright interest in all software and
documentation of the Online Service and subsequent amendments including user
guidelines in any form.
- I/we hereby agree that the Bank has the right to withdraw any or all of
the facilities under Online Service, without assigning any reason, after
serving a notice to me/us by ordinary post or via e-mail.
- Events Beyond Bank's Control:
The Bank shall
not be liable for any delay or failure of Online Service arising from any
cause or causes beyond its control, including (without limitation) act of God,
act of government or regulatory authority, war, fire, flood, explosion,
terrorism, riot or civil commotion, or non-availability, non-functioning or
malfunctioning, computer viruses, interruption or disruption of utilities,
internet service provider(s), or broadcast, telecommunications or other
network systems or services.
The Bank reserves the right, in
its sole discretion, to terminate my/our use of the Online Service immediately
without giving prior notice to me/us.
- Events of Default:
The Bank may terminate the
access to the Online Service with immediate effect:
(a) if I/we cease to
maintain an Account with the Bank in the United Arab Emirates;
my/our relationship with the Bank or any other banking activity has been
(c) if I/we notify the Bank of changes in the status of
mine/ours which are unacceptable to the Bank.
- Exclusion of Liability:
The Bank will in no way
be liable to me/us for any loss / damage caused / suffered in the following
- Upon termination of the Online Service or a part of the Online Service
without giving prior notice to me/us.
- Any misuse of the Online Service by me/us where the misuse is as a
result of non-adherence to reasonable security procedures or terms and
conditions of the Service or any specific security procedures advised to
me/us by the Bank from time to time.
- Where I/we fail to notify the Bank of any change in my/our e-mail
address, mailing address or contact numbers.
- Any errors or failures from any malfunction of the Computer, Software,
the Internet and Internet Service Provider, or any electronic virus or
viruses that may infect Computer/Software that is used by me/us.
- Any industrial dispute or other matter outside the Bank’s control or the
control of the Bank’s agents and sub-contractors(if any);
- Any erroneous Payment to any Beneficiary arising from any inputting
error I/we may make;
- Any delay beyond the Bank’s control in making Payment to any
- Any failure by me/us to check any notice, communication which the Bank
may have sent via Secure e-mail;
- Any loss of data, Software, Computer or other equipment caused by the
use of the Online Service;
- Any loss arising out of any erroneous Payments or any delay in the
transmission of funds through the Service to any Beneficiary which may
result from the termination or disruption of the Online Service;
- For the accuracy of any Financial or Non-Financial Transaction
undertaken by me/us.
- Any failure by the Bank to make a Payment to a Beneficiary or to carry
out my/our instructions if the Account was attached by a court order or
blocked/frozen for whatever reason:
- Any other loss that I/we may suffer by using the Online Service.
No failure or delay
on the part of the Bank to exercise any power, right or remedy under this
Agreement shall operate as a waiver thereof, nor shall any partial exercise by
the Bank of any power, right or remedy prevent any other alternative exercise
thereof or the exercise of any other power, right or remedy. The remedies
provided in this Agreement are cumulative and are not exclusive of any
remedies provided by law.
I/we agree to fully indemnify, defend
and hold harmless the Bank, its successors, its officers, directors,
employees, consultants, service providers and agents from any and all third
party claims, liability, damages and/or costs (including, but not limited to,
attorneys fees) arising in any way in connection with my/our account, money
transfers, from my/our violation of the Service Terms and /or Terms and
Conditions displayed on https://intl.bobibanking.com, my/our
infringement or infringement by any other user of my/our Account(s) and in
recovering any amounts due to the Bank or incurred by the Bank in any legal
proceedings of whatever nature. I/we hereby agree to pay the Bank such amount
as may be determined by the Bank to be sufficient to indemnify it against any
such, loss or expenses even though they may not have arisen or are contingent
in nature. I/we further agree and declare that I/we shall be bound by whatever
action of mine/ours or any inaction on my/our part and shall not challenge the
same and further hold the Bank harmless and indemnified in this regard.
If any provision of this
Agreement, or any other documents issued in connection with e-Banking shall be
determined by a court of competent jurisdiction to be void or if at any time
one or more of such provisions becomes illegal, invalid or unenforceable as
written, the effected provision shall be interpreted so as to achieve, to the
extent permitted by applicable law, the purposes intended under the original
provision, and the remaining provisions shall continue in full force and
effect, as modified.
- Termination or Modifications
I/we hereby agree
- The Bank may at any time vary the Service Terms whether written or
- The Bank has the sole authority and unrestricted right to amend this
Service Terms without any notice by posting revised terms and conditions on
the Bank’s website.
- I/we hereby waive my/our right to contest in respect to the revised
Service Terms and agree to be bound by the same.
- Governing Law:
The terms and conditions
contained herein shall be governed and interpreted in accordance with the laws
that may be determined by the Bank at its sole and absolute discretion. In the
event of a dispute arising in relation to the use of the Online Service, it
shall be resolved in accordance with the Clause 27 of the Terms and Conditions
displayed on https://intl.bobibanking.com provided that the Bank may,
if it deems appropriate, bring proceedings in any other jurisdiction, inside
or outside India.
- Read, Understood and Accepted by me/us:
hereby confirm having read, understood and accepted the Service Terms in
acknowledgement of which I/we have submitted this agreement to the Bank.
- Mean and Include:
The expression I/we
mentioned herein shall include my/our successors, legal heirs,
executers, administrators and assigns.
I/we have signed this agreement
on the date herein above mentioned.
Signed by Mr/Mrs/Ms.